Hard Core Dance Poles asked:
If you have the Pay History form the Finance Company and you have submitted your Banking Financial Statements along with a copy of the cleared check, and on the Pay History that you optained from them, it does not show that payment credited to you account. Because that payment was not credited it has accumulated additional unnecessary Fee’s etc.. and the You have Emailed the infor 6 times, tried by telephone to resolve, finally get the Manager over Collections, send him all of the Info By Courier, and come to find out he doesnt even look at it , doesnt call you back, lies to you when you ask if he is coming to get your car, and then orders a outside agency to go to the sheriffs dept to optain some kind of warrant so that you have to hand over your car to them when they come, and the Collections manager does all of this AFTER telling you to submit AGAIN your proof and will discuss your file with you to get it resolved. What can a consumer do to prevent this?
And you have been trying to get this resolved now for over a year. But yet No one at Finance Company look at the paper work, they just assume you are wrong and they are right. Is there something that you can file with the court to stop the repo to make a Judge look at the situation or a Mediator ? Because if they take it then , Out a Vehicle, and I know that you can file suit for Unlawfull Repo, but what can be done before that happens?
Lloyd
If you have the Pay History form the Finance Company and you have submitted your Banking Financial Statements along with a copy of the cleared check, and on the Pay History that you optained from them, it does not show that payment credited to you account. Because that payment was not credited it has accumulated additional unnecessary Fee’s etc.. and the You have Emailed the infor 6 times, tried by telephone to resolve, finally get the Manager over Collections, send him all of the Info By Courier, and come to find out he doesnt even look at it , doesnt call you back, lies to you when you ask if he is coming to get your car, and then orders a outside agency to go to the sheriffs dept to optain some kind of warrant so that you have to hand over your car to them when they come, and the Collections manager does all of this AFTER telling you to submit AGAIN your proof and will discuss your file with you to get it resolved. What can a consumer do to prevent this?
And you have been trying to get this resolved now for over a year. But yet No one at Finance Company look at the paper work, they just assume you are wrong and they are right. Is there something that you can file with the court to stop the repo to make a Judge look at the situation or a Mediator ? Because if they take it then , Out a Vehicle, and I know that you can file suit for Unlawfull Repo, but what can be done before that happens?
Lloyd
Amanda
Hide Your Car!!! until you get it straightened out.
Bertha
If you are in the US, write to the attorney general of your state. Copy the finance company on the letter you send.
In the letter, provide an explanation of the payment(s) not being credited, proof that you made the payments (copies, not originals), and approximate number of times and dates that you have contacted the finance company to get this straightened out.
Send both letters ‘return receipt requested’.