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Lori
More than likely since you’ve missed a couple of payments they have already turned (sold) your account over to a collection company. You’ll probably be hearing from them soon. They’ll probably offer a longer pay-off with a higher interest. Sorry…but even if they haven’t sold it yet you’re going to have trouble getting any bank/company to accept a loan that you are already delinquent on.
Hmm?? Ever felt like leaving it parked in a bad part of town and it getting stolen (hint, hint) so you can start off with a clean slate and only owe what you’re behind on?