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1. c but it shows ur ablility to make payments and not default,,, it makes the banks feel safer about loaning u money…
2.d
3.a there are three major credit companies experian, trans union and one other
4. theyll look at all of them
5.a
6 depends on what ur comfortable with
7.d
8.c
9.b
10.a
11.b you and the financior
12.a
13.b and c cant negotiate apr its based on ur credit
14.c.
15.d
16.c
17.d but there are certain restrictions
18.a
19.b. 0% apr