Category Archives: Personal Finance

Take Charge of Your Finances: Tips on Budgeting

Posted on January 11, 2010 by admin

Lauren Rose asked: Think of a budget as a useful tool—a written financial plan that helps you set goals and measure progress.With prices of commodities increasing day by day it is proper to make your very own strategic plan on … Continue reading →

Posted in Personal Finance | Tagged Bankruptcy, Capability, Chinese Businessmen, Commodities, Daily Basis, Economic Stability, Household Items, Income Index, Luxuries, Payables, Rags To Riches, Rags To Riches Stories, Self Fulfillment, Spending Habits, Strategic Plan | Leave a comment

UK Consumer Finance: The proposed changes to Credit Card lending

Posted on December 23, 2009 by admin

Malcolm Murphy asked: This week has seen the announcement that the UK Government is proposing a number of changes to the way in which credit card providers can operate. The aim of the initiative is to stop providers of credit … Continue reading →

Posted in Personal Finance | Tagged 12 Months, Automatic Increases, Credit Card Debt, Credit Card Providers, Credit Cards, Debt Capital, Economic Climate, Initiative, Measures, Minimum Payment, Proposals, Reputation, Spending Habits, Statement Of Interest, Uk Government | Leave a comment

Fashionistas Funds Furthered Through Frugal Finances

Posted on December 13, 2009 by admin

Steve Smith asked: Although their spending on clothes might not match that of trendy American celebs, women on this side of the Atlantic still need to exercise a degree of financial caution when it comes to fashion, according to a … Continue reading →

Posted in Personal Finance | Tagged Amount Of Money, British Women, Brits, Carrie Bradshaw, Clothing Collection, Cupboard, Expensive Clothes, Females, Insurance Consumers, Lifetimes, Pence, Respondents, Sarah Jessica Parker, Spokesperson, Uk Women | Leave a comment

Personal Finance and Money Management 21 – Understand Major Consumer Lenders

Posted on November 19, 2009 by admin

Kyle J. Norton asked: Everybody knows that banks are a major consumer lender, they represent over 70% of all consumer loans in the market. In fact, besides banks there are many other financial institutions that offer consumer loans in the … Continue reading →

Posted in Personal Finance | Tagged Bank Shareholders, Consumer Lender, Financial Institutions, Insurance Companies, Life Insurance Policies, Loan Companies, Money Management, Pension Funds, Personal Finance, Policyholder, Service Charges, Services Trust, Testamentary, Trust Companies, Trustee Services | Leave a comment

Taking care of old debts?

Posted on August 6, 2009 by admin

nitedawgs asked: I just want to bring up Consumer Credit Counseling, getting a lawyer who specializes in finance, and bad credit loans… pros and cons?April

Posted in Personal Finance | Tagged Bad Credit Loans, Consumer Credit Counseling, Debts, Finance, Lawyer, Pros And Cons | 6 Comments

Personal Finance and Money Management 22 – Types of Consumer Loans

Posted on August 3, 2009 by admin

Kyle J. Norton asked: As we mentioned in previous articles everybody knows that banks are a major consumer lender, they represent over 70% of all consumer loans in the market. In fact, besides banks there are many other financial institutions … Continue reading →

Posted in Personal Finance | Tagged Consumer Lender, Consumer Loans, Credit Unions, Creditworthy Customers, Demand Loan, Demand Loans, Deposit Accounts, Financial Institution, Financial Institutions, Money Management, Overdraft Protection, Personal Finance, Personal Loans, Prime Rate, Trust Companies | Leave a comment

Consumer Debt, a Large Concern

Posted on July 31, 2009 by admin

Usha Pradhan asked: Consumer debt is becoming a large concern as Americans are finding themselves increasingly in debt; in fact, America’s consumer debt has recently topped $2 trillion for the first time. Any debt that is used for anything other … Continue reading →

Posted in Personal Finance | Tagged American Household, Consumer Debts, Credit Card Debt, Credit Counseling, Creditors, Debt Collection, Debt Problem, Fair Share, False Image, Mortgage Problem, Place Of Employment, Spending Money, Sub Prime Mortgage, Survey Of Consumer Finances, Truth Of The Matter | Leave a comment

Personal Finance?

Posted on July 21, 2009 by admin

delusionalenigma asked: What does free enterprise believe in that gived consumers more choices?Troy

Posted in Personal Finance | Tagged Choices, Consumers, Free Enterprise, Personal Finance | 1 Comment

Consumer Finance in the UK: Are Financial Comparison websites to be trusted

Posted on July 8, 2009 by admin

Malcolm Murphy asked: The Best Best Buys assess and monitor the financial best buy tables produced and presented on the internet and in the UK press, covering mortgages, savings, credit cards and loans.This gives them a unique position to view all of … Continue reading →

Posted in Personal Finance | Tagged Best Buy, Best Sellers, Contact Details, Credit Cards, Finance Uk, Financial Services Company, Loans, Market Search, Partners Products, Phone Call, Promise, Savings Account, Search Tool, Uk Mortgages, Year One | Leave a comment

Innovative Advertising for Specialty Finance Companies

Posted on July 5, 2009 by admin

Jenny Sweeney asked: Since the secondary market for illiquid financial assets was established, specialty finance companies have continuously sought new, innovative methods to inform consumers about their options in dealing with their structured settlements, annuities and life insurance policies. However, … Continue reading →

Posted in Personal Finance | Tagged Afternoon Game, Campaign Notes, Chief Marketing, Daunting Task, Finance Companies, Financial Circumstances, Innovative Advertising, Karlin, Ken Murray, Life Insurance Policies, Order Of Business, Pimsler, Structured Settlements, Three Aspects, Unique Advertising | Leave a comment