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Category Archives: Personal Finance
How does owner financing affect your credit oppose to financing your home through a bank?
Gordo asked: I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am … Continue reading
Posted in Personal Finance
Tagged House Financing, House Mortgage, Mortgage Company, Owner Financing
1 Comment
Financing?
Ashley asked: I’ve never financed anything before (I do have credit though so I know I can get one). I’m wanting to finance my breast augmentation & I had a question. It’s going to cost me a little over $4300 … Continue reading
Posted in Personal Finance
4 Comments
How would vehicle financing work if I am recently self employed?
Ryan S asked: I am now self employed. I make a salary from a company but I am not on their payroll. I am a self employed contractor. How does financing work when you are self employed? They cant go … Continue reading
Posted in Personal Finance
Tagged Employment Verification, Pay Stubs, Payroll, Salary, Self Employed, Vehicle Financing
1 Comment
Collection Agency threatening legal action for item lost in natural disaster?
StripedLife asked: On August 29, 2005 my home and belongings washed away in the storm surge of Hurricane Katrina. Prior to the storm I had financed a computer purchase through Dell. This computer was destroyed in the storm. I now … Continue reading
A Few Good Tips for Teaching Personal Finance to Your Kids
DonaldRenal asked: The world of finance has changed dramatically over the course of recent decades. It wasn’t all that long ago that all that a young person really needed was an active savings account and some common sense and they … Continue reading
How can I get more loans referred to me?
Rick-O-Shay asked: I am a new consumer loan officer wanting to get lots of people to finance through me. What are some ways I can get lots of clients?Edgar
How do you stop a Auto Repo if You have proof of Payments?
Hard Core Dance Poles asked: If you have the Pay History form the Finance Company and you have submitted your Banking Financial Statements along with a copy of the cleared check, and on the Pay History that you optained from … Continue reading
Posted in Personal Finance
Tagged Auto Repo, Collections, Finance Company, Financial Statements, Mediator, Proof, Warrant
2 Comments
Hire purchase finance agreement for a car can they take it back?
markywarky asked: I purchased a car from Carcraft and they arranged finance with a company,they stated at the time it was accepted,I signed all the documents and have copies of them including a contract of sale by Carcraft,and a finance … Continue reading
How can I refinance my car loan and get away from Consumer Portfolio Services?
moonlight_night78 asked: So here’s my situation… I have a 2005 Chevy Malibu that I financed from Consumer Portfolio Services (afterwards refered to as CPS) beginning in May of 2007. This is mostly becasue of getting in an accident which totalled … Continue reading
Posted in Personal Finance
Tagged 2005 Chevy Malibu, Bad Credit, Call Center, Car Loan, Chevy Malibu, Consumer Portfolio Services, Cps, Lost, Money, Mud, People, Refinance Car, Refinance Loan, Sallie Mae, Student Job
1 Comment