Category Archives: Personal Finance

How does owner financing affect your credit oppose to financing your home through a bank?

Gordo asked: I bought my house by financing through the owner (Owner financing) because my credit was not great. I have never had anything repossesed or any major credit problems. Yet my credit is not all that great. I am … Continue reading

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Financing?

Ashley asked: I’ve never financed anything before (I do have credit though so I know I can get one). I’m wanting to finance my breast augmentation & I had a question. It’s going to cost me a little over $4300 … Continue reading

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How would vehicle financing work if I am recently self employed?

Ryan S asked: I am now self employed. I make a salary from a company but I am not on their payroll. I am a self employed contractor. How does financing work when you are self employed? They cant go … Continue reading

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Has anyone been through this? Paying Bills online.Satellite Co. took money from my bank account UNapproved?

DippyMarLadyD asked: Our finances got cut. We were behind in the bill.They DC’d our service.Then I noticed my checkbook was very short!! I went to my bank for assistance; and was told “your Direct TV bill” has been paid but … Continue reading

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Collection Agency threatening legal action for item lost in natural disaster?

StripedLife asked: On August 29, 2005 my home and belongings washed away in the storm surge of Hurricane Katrina. Prior to the storm I had financed a computer purchase through Dell. This computer was destroyed in the storm. I now … Continue reading

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A Few Good Tips for Teaching Personal Finance to Your Kids

DonaldRenal asked: The world of finance has changed dramatically over the course of recent decades. It wasn’t all that long ago that all that a young person really needed was an active savings account and some common sense and they … Continue reading

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How can I get more loans referred to me?

Rick-O-Shay asked: I am a new consumer loan officer wanting to get lots of people to finance through me. What are some ways I can get lots of clients?Edgar

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How do you stop a Auto Repo if You have proof of Payments?

Hard Core Dance Poles asked: If you have the Pay History form the Finance Company and you have submitted your Banking Financial Statements along with a copy of the cleared check, and on the Pay History that you optained from … Continue reading

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Hire purchase finance agreement for a car can they take it back?

markywarky asked: I purchased a car from Carcraft and they arranged finance with a company,they stated at the time it was accepted,I signed all the documents and have copies of them including a contract of sale by Carcraft,and a finance … Continue reading

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How can I refinance my car loan and get away from Consumer Portfolio Services?

moonlight_night78 asked: So here’s my situation… I have a 2005 Chevy Malibu that I financed from Consumer Portfolio Services (afterwards refered to as CPS) beginning in May of 2007. This is mostly becasue of getting in an accident which totalled … Continue reading

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