gpapayia asked:


I imagine if the financing is structured as a convertible loan, then the money is added as a liability. But if the investment is in return for common shares, how is the transaction recorded?

Joseph

Bob Leazd asked:


So I’m currently considering some majors and I wanted to know what the differences between accounting and financing majors were?? What are some jobs one can get as an accounting or financing major? Also how much do they make? What are some good schools that offer these majors? thanks!

Herman

Tai asked:


I’m 15 and I found a job that I could have a chance at getting hired for it. Problem is.. I don’t know which job field is the one I am looking for. The position I want to do involves with re-stocking clothing/shoes and helping other customers with what they are looking for.. I just don’t know which one is the right one. Please help me. If you want more info on the thing here is the site,

www.nikejobs.com

Please help me figure this out… well here are the Job Fields

JOB FIELDS

Administrative Support
Brand & Consumer Marketing
Child Development Programs
Corporate & Social Responsibility
Customer Service
Design
Distribution and Logistics
Facility and Support Services
Finance
Human Resources
Information Technology
Legal
Manufacturing & Engineering
Operational Excellence
Product Merchandising and Management
Product Creation, Development and Engineering
Retail Corporate
Retail Field
Sales
Strategic Planning

Please help, and Thank you.

Timothy

nano_angels asked:


i have income statments for 10 unidentified industries and i should know how to link these numbers with industries that the teacher already gave it to us….(1.software developer/ 2.on-line retailer/ 3. warehouse club merchandise for food/ 4. major passenger airline/ 5. international hotel chain/6. temporary staffing agency/7.supermarket gocery retailer/8. pharmaceutical company/ 9. manufacturer of electronics/10.manufacturer of consumer products)

so.. how i can distinguish between them all in term of ::

inventory turover
assets turover
investments
cash
fixed assets turnover
receivables
goodwill & intangibles
short-term debt
prefered stock
sales
gross margin

of course i have numbers but it will be long to do them …just help how to know each industry from other

like as i know…grocery always have higher inventory turnover than warehouse club…..both need high sales
the problem is that i dont have good knowledge in business!! mu bad luck!!

Courtney

Dude asked:


The use of consumers credit reports these days is out of control. They are using your credit report for everything you can imagine that involves money.

- Banks (just to open a savings account!!!)
- Libraries
- Employers
- Now…Doctors and Hospitals

I read this article in the paper yesterday about this man who had a good job (employer unknown) paying $220,000 a year…that’s pretty decent. Recently he financed a house and car. Then opened an American Express credit card. He had good credit…you have to, to have an AMEX card.

When his employer of 25 years ran a credit check they found the house, car, and credit card.

They let him go due to a consumer report that revealed his debt exceeds his income.

WTF!!! He was making his payments on time with money to spare. He was doing fine!!!
I recently had a problem with employment. I applied for a job at a local credit union as an administrative assistant (not even handling money…In a spearate building from money…
I was denied the job because I was late two payments on my $1,200 financed TV 8 months ago…every payment has been on time since.

Opinions on using consumer reports for everything?

Tim

purple asked:


We have a car through this finance company Consumer Portfolio Services (CPS) We are 24 days past due on our payment. They are so rude about this. They called me to asked are you making a payment today, when I try to tell them when I can make the payment they would hang up on me like I was nothing,. This happend 3 times when I called back. Is it possbile for a business to be so rude. I believe the mention months before that my payments I am making are going towards the principal! How can I find another finance company? This does not make sense. They are not very helpful at all.

Sheila

tobias asked:


I understand sales in consumer products where there is a tangible product, but in Investment banking what are they selling? and how do they sell something intangible. Please help I am a student interest in the sales field as a whole, and may be interested in the finance sales field.

Jeremy

sabhow asked:


Money markets are markets for
Foreign currencies.
Consumer automobile loans.
Corporate stocks.
Long-term bonds.
Short-term debt securities such a Treasury bills.

2. Which of the following statements is CORRECT?

The most important difference between spot markets versus futures markets is the maturity of the instruments that are traded. Spot market transactions involve securities that have maturities of less than one year whereas futures markets transactions involve securities with maturities greater than one year.

Capital market transactions involve only preferred stock or common stock.

If General Electric were to issue new stock this year, it would be considered a secondary market transaction since the company already has stock outstanding.

Both Nasdaq dealers and “specialists” on the NYSE hold inventories of stocks.

Money market transactions do not involve securities denominated in currencies other than the U.S. dollar.

3. If the stock market is semistrong-form efficient, which of the following statements would be CORRECT?

The required returns on all stocks are the same, and the required returns on stocks are higher than the required returns on bonds.

The required returns on stocks equal the required returns on bonds.

A trading strategy in which you buy stocks that have recently fallen in price is likely to provide you with a return that exceeds the return on the overall stock market.

If you have insider information about a particular stock, you cannot expect to earn an above average return on this information because it is already incorporated into the current stock price.

Even if a market is semistrong-form efficient, an investor could still earn a better return than the market return if he or she had inside information.

4.
Suppose 1-year T-bills currently yield 5.00% and the future inflation rate is expected to be constant at 3.10% per year. What is the real risk-free rate of return, r*? Disregard cross-product terms, i.e., if averaging is required, use the arithmetic average.

1.90%

2.00%

2.10%

2.20%

2.30%

5.
Suppose the real risk-free rate is 3.50%, the average future inflation rate is 2.25%, and a maturity premium of 0.10% per year to maturity applies, i.e., MRP = 0.10%(t), where t is the years to maturity. What rate of return would you expect on a 5-year Treasury security, assuming the pure expectations theory is NOT valid? Disregard cross-product terms, i.e., if averaging is required, use the arithmetic average.

5.95%

6.05%

6.15%

6.25%

6.35%

6.
Which of the following would be most likely to lead to a higher level of interest rates in the economy?

Households start saving a larger percentage of their income.

Corporations step up their expansion plans and thus increase their demand for capital.

The level of inflation begins to decline.

The economy moves from a boom to a recession.

The Federal Reserve decides to try to stimulate the economy.

7.
Assume that interest rates on 20-year Treasury and corporate bonds are as follows:

T-bond = 7.72% A = 9.64%

AAA = 8.72% BBB = 10.18%

The differences in rates among these issues were caused primarily by

Tax effects.

Default risk differences.

Maturity risk differences.

Inflation differences.

Real risk-free rate differences

Randy

Arun asked:


For example icici bank provides loans for two wheelers,four wheelers&personnal loans.If the customer does not repay the loan properly how do they reover back their money or the asset.

Regina

Lea asked:


Have you filed with a CCCS consumer counseling agency before? Did they really help you? Were you able to lower your payments and finance charges? What was the name of company and your feelings on it..thanks

Crystal