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Category Archives: Credit
How do I negotiate a lower interest rate on my current credit card?
Otonita asked: I’ve had this credit card for 10 years now and it’s at 28% APR!! It has a balance of $5,000 right now and I’m desperate to pay it off and get out of debt. I’m paying almost $200 … Continue reading
Hey hugh i need help?
trotwood15 asked: Ian Cole Chapter 26 Vocabulary 1)Credit Beareu-An agency that collects information about you or other credit consumer. 2) Credit Limit-The maximum amount you can spend or charge on a credit card. 3) Cosigner-Someone who signs a piece of … Continue reading
Need to find out about sales contract regarding trade of vehicle when payoff information was incorrect?
dcenterprise1 asked: Trade was initiated and I was given payoff amount by my finance company, and trade was made. Week after trade was finalized dealer was made aware payoff amount was incorrect. Tried to void deal, dealer refused, and I … Continue reading
Posted in Credit
Tagged Finance Company, Sales Contract, Trade Information, Vehicle Information
1 Comment
late mortgage payment by 1 day? please help?
tye b asked: I made a payment on the 28th psat business hours and the 30th fell on a sunday. So the payment did not post until the 1st which would make it a 30 day late payment. even though … Continue reading
Where do i go for consumer credit reports?
Adrian R asked: We have have a small automobile dealership and do our own financing. The problem with that is we sometimes finance to people we have no history with. We are looking for consumer credit report service. Something we … Continue reading
Consumer Debt: Where Did it Come From?
Martin Mcallister asked: In recent times, there have been growing concerns with regard to the ever-increasing levels of consumer debt in the UK. Such is the height of the problem that recent figures revealed that by the end of March … Continue reading
ClearPoint Consumer Credit Counseling? Does anyone know anything about this company?
Lea asked: I have found out that Ameridebt is not a good CCCS company to go thru if you want to reduce your credit card payments and finance charges but what about Clearpoint? Anyone have any info on that company? … Continue reading
Intro to Finance APR/EAR?
Chris M asked: Ricky Ripov’s Pawn Shop charges an interest rate of 23 percent per month on loans to its customers. Like all lenders, Ricky must report an APR to consumers. What rate should the shop report? What is the … Continue reading
Posted in Credit
Tagged Consumers, Effective Annual Rate, Finance, Interest Rate, Lenders, Loans, Pawn Shop, Ricky
1 Comment
how to start a consumer finance lending company?
Hassan E asked: I’m involve with a consumer finanace project. There is a business plan for this project which is based on old methodes of loan processing. I’m looking for a modern way to start and manage a lending company.Ruben
Posted in Credit
Tagged Business Plan, Consumer Finance, Finance Company, Lending Company, Loan Processing
1 Comment
Intro to Finance APR/EAR?
Chris M asked: Ricky Ripov’s Pawn Shop charges an interest rate of 23 percent per month on loans to its customers. Like all lenders, Ricky must report an APR to consumers. What rate should the shop report? What is the … Continue reading
Posted in Credit
Tagged Consumers, Effective Annual Rate, Finance, Interest Rate, Lenders, Loans, Pawn Shop, Ricky
1 Comment