Category Archives: Credit

What is the difference between financing something & getting approved for credit?

oh yeah asked: At a furniture store, isn’t financing a piece of furniture different from getting credit to be able to buy it? Like say when you go to Sears & they approve your credit & tell you “You got … Continue reading

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financing?

smarterchild_usa asked: is it going to be good for my credit line by being a co-signer for a car loan? on the finance paper, my name is in the co-signer section and my dad’s name is in the first section … Continue reading

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What, if anything, should I do to raise my credit score?

StephenWeinstein asked: The computer says: “Why Is My Score 828? 1. The time since your most recent account opening is very recent Research shows that consumers who have recently opened new credit accounts are slightly more likely to miss payments … Continue reading

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Credit card used as a debit card?

dankman asked: I used a credit card for a purchase because I feared I would run into some shady issues with the business I was dealing with and wanted the extra consumer protection that comes with using my card. They … Continue reading

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I need loan advice on possible consolidation?

Ron C asked: i am 23 years old and am wanting to basically be able to buy a 2nd motorcycle but have some small consumer debt (3200) and a current auto loan (2900) and want to be able to finance … Continue reading

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History of consumer credit in the United States?

Name D asked: I can’t find a website that talks about the history of credit in USA. I need enough information to write a 2-page paper. Information like this book would be nice. (to poor to buy) Its not at … Continue reading

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Is Mitsubishi Motor Credit of America consumer friendly?

daddeo01905 asked: The car financing comapny called Mitsubishi Motor Credit, doesn’t seem to be a very well run company and is not consumer friendly. This is based on my own personal bad experiences with the company.Geraldine

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The Credit Crunch: a Wake Up Call for Consumers

Edward Jamison asked: Over the last several months we’ve seen our economy take a severe beating. It started with the mortgage meltdown and is now seeping its way through Wall Street, the stock market and straight toward the credit card … Continue reading

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Anyone planning to get a “Cash Call” loan, read these consumer complaints first?

Michael T asked: http://www.consumeraffairs.com/finance/cashcall.html They advertise 99% APR for people with excellent credit but who with excellent credit would use Cash Call? So they typically charge 400% APR or more.Louise

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Creditcard Co. Not Responsive–What Can I Do?

shade_in_freud asked: I’m trying to help my aunt who got a notice in her visa card state-ment from chase, that said there’d be a new way of figuring her finance/interest & minimim payments, coming up. She called them for infor. … Continue reading

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